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The Necessity of Life Insurance

Is it really necessary?

I grew up with members of my family selling life insurance policies on the side. I knew there was something one could get out of it, but I never was convinced that it was absolutely necessary.

As an adult, I have tried jumping into the "responsible bandwagon" and have looked at an insurance quote here and there. I have even bought a special insurance package that also has a mutual funds feature.

Today, certain events got me thinking about life insurance yet again, and I still have no answer. Is life insurance something that every person should get or is it just a "plus factor" that can make things easier in the future?


  1. I only have life insurance because I have a child. And god-forbid something should happen to me, he will be very well taken care of.


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