Feeling Responsible: Me and Life Insurance

I used to NOT think about insurance. I never really thought that I would have need for it. And then I grew up - at least I think I did.

I don't know if I have written about it before but I have taken out a life insurance plan that doubles as a retirement plan. It hasn't been long since I took that policy out but I think that it was a really good decision.

For the past month, I have been thinking of other types of insurance policies that I could take out - for my own sake and my family's as well. One thing that I have realized as I have been doing my research is this - you can get a wide variety of life insurance quotes so it is really important that you do a lot of research.

I feel like a "real" adult now. I feel that I am finally being responsible! ;)

Thinking of Travel Insurance for the Next Trip

Now, I am not sure that my back pain was brought about by something that happened on our vacation. All I know is that I felt excruciating pain on the 3rd day of the trip. It went away when I took pain killers but it came back with a vengeance several days later.

It's been a little more than a week now and the pain is still there. It has subsided a bit - it only hurts when I sit in a certain position or when I move suddenly. Still, it is hindering me from functioning normally.

This led me to thinking...maybe next time, I should get travel health insurance. I don't really want to be pessimistic but you never know what might happen. Next time, it might be more than back pain.

Insuring Valuables

I've never been one to place much value on insurance. Oh, I totally understand how important insurance can be but it was not until recently that I really started taking steps towards getting my own insurance policies. It started with the medical insurance for both Jerry and myself. Then I got a life insurance cum retirement plan policy.

The other day, though, this text message circulated - I am sure you have heard about it. Supposedly, an American entity predicted that an earthquake was going to hit Manila. Even though I knew that it was a hoax - earthquakes can't be predicted as yet, right? - it still made me think.

What if, indeed, something happens? That made me think about our other valuables that would be irreplaceable unless I take out insurance on them. So right now, I am thinking about various insurance policies - from appliance insurance to car insurance.

Looking to the Future

I've never been one to make long term plans - concrete plans, that is. I like to live one day at a time but I realized lately that I should at least have an insurance policy to take care of things in case something happens to me. It is not being morbid, I think. It is simply being practical and planning ahead so that those I leave behind would not have to worry more than they should.

I have started looking into various kinds of insurance policies - believe me, there are a LOT out there. From variable term insurance to term insurance - you can find just about any policy to meet your needs. I think that this is a concrete step to being a more responsible adult, don't you?